Your books. Your AI. Real-time.
Sync accounting data from Xero and QuickBooks, get AI-powered financial insights, and generate compliance-ready reports. MTD-ready for UK businesses. Spot anomalies before they become audit findings.
Core Capabilities
Everything Financial Intelligence brings to your organization.
Xero & QuickBooks Sync
OAuth-managed sync with Xero and QuickBooks. Invoices, expenses, bank feeds, contacts, and tax data flow bi-directionally in real time. No CSV exports, no manual reconciliation.
AI-Powered Financial Analysis
Ara analyses your financial data to spot trends, forecast cash flow, and surface actionable insights. Ask "What is our burn rate this quarter?" and get an instant, data-backed answer.
MTD-Ready Reporting
Generate Making Tax Digital-compliant reports for UK businesses. HMRC-ready VAT submissions, digital record-keeping, and full audit trail for every financial transaction.
Expense Anomaly Detection
Unusual spending patterns, duplicate invoices, out-of-policy expenses, and budget overruns are flagged automatically. Catch errors before they become audit findings.
Revenue & Expense Analytics
Real-time dashboards showing revenue trends, expense categories, margin analysis, and department-level cost breakdowns. Export to PDF for board reporting.
Budget Tracking & Forecasting
Set budgets per department, project, or cost centre. Track actuals against budgets in real time with variance analysis and automated alerts when spend approaches limits.
Compliance-Linked Financial Documents
Every financial document is automatically linked to your compliance evidence chain. SOX-relevant transactions, audit-ready expense reports, and tax filings feed directly into Compliance Autopilot.
Use Cases
Startup Financial Visibility
Sync Xero with Arqera to get real-time burn rate, cash runway, and expense tracking. AI-powered alerts notify founders when spending patterns deviate from plan — before the next board meeting.
StartupsUK MTD Compliance
Businesses with income over GBP 50K can use Financial Intelligence to maintain HMRC-compliant digital records, generate VAT returns, and submit directly — meeting Making Tax Digital requirements with zero manual effort.
UK BusinessesMulti-Entity Financial Consolidation
Enterprises with multiple subsidiaries can sync all accounting platforms into a single view. Consolidated P&L, intercompany reconciliation, and group-level reporting — all automated.
EnterpriseWhat's Included
Enterprise plan only
Financial Intelligence is available exclusively on the Enterprise plan.
Enterprise
Full financial suite
- Xero/QuickBooks sync
- AI analysis
- MTD reporting
- Anomaly detection
- Budget tracking